Your Yacht as A Business - Substantially Lower The Costs Of Boat Ownership

A True Lifestyle Investment Business

YOUR YACHT AS A BUSINESS: Charter yacht ownership has been used for decades to give boat buyers a way to offset the costs of ownership and derive substantial tax benefits from operating their yacht as a business. It’s not difficult, but does require specific activities on your part and tax and documentation compliance to qualify.

For over 30 years we’ve been helping owners successfully set their boat up as a business and enjoy all the benefits of owning a yacht for charter.  We have many options from local to international fleet placement, skippered or bareboat and a great team of experts who can help you understand the yacht charter business and set you up in total compliance to fit both your financial and lifestyle goals.

THE BENEFITS: Depending upon what business model you choose and what kind of program you choose, you can offset as much  as 50% of your boat costs.   The tax laws that benefit you are the same ones that every small business benefits from. The biggest consideration is that it must be an active participation business to qualify for full benefits and an intent to make a profit. Guaranteed income programs do not qualify for operating your boat as a business and fail the IRS test.

EDUCATE YOURSELF:  In our monthly webinar, The Savvy Buyer’s Guide To Charter Yacht Ownership, we explore in depth tax benefits, business set up steps and setting yourself up for success.  There are specific requirements and procedures that need to be complied with in order to meet the standard of actively operating a business for profit. We go through in detail your obligations and the pitfalls of not properly setting up the business. You’ll leave the webinar knowing your next steps and be equipped with all the information you need to run a successful charter yacht business.

There is a lot of misinformation out there and claims about running your yacht as a business, especially around running this kind of business and IRS implications. With our webinar, you will have enough information to make an informed decision.

Placement opportunities are available in our local skippered charter fleet, local sailing schools and international fleets.

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There are so many benefits to charter yacht ownership, you owe it to yourself to explore.

How Charter Yacht Ownership Works

The business is structured like any other for profit business and enjoys the same tax benefits, plus a few more. To take advantage of the tax benefits, the business is operated as an active participation business. You can manage your own rental program or place the yacht in a charter company to be marketed and assist with management.

To realize all the tax advantages there are simple tax rules and operating requirements that need to be followed. It’s especially important to know your obligations for meeting the IRS standards as an active participation business.

The benefits are great when you operate your yacht as a business. You can deduct all the costs of ownership including berthing, maintenance, loan interest, insurance and all related expenses. When a business buys new equipment, the purchase price can be depreciated using the MACRS schedule depreciation schedule. You can also take advantage of the Section 179 deduction in the year of your purchase which gives you even more write-offs for greater savings.

There are lots of misconceptions about the requirements to operate a charter yacht business.You will find clarification at our Savvy Buyer’s Guide to Charter Yacht Ownership Webinar.  Setting up your business is easy, and we have a detailed program to help you get started and make sure you’re doing all the things necessary to have a successful experience of ownership, operation and management.

Is Charter Yacht Ownership Right For You?

If you want to own a yacht and can benefit from the tax deductions, you’re a good candidate.  If you’re looking for a way to offset the cost of ownership and are comfortable with other people using your boat, this could be an excellent choice. In either case, you have to be comfortable with your yacht being used by others knowing that you will have increased wear and tear and mishaps. Maintaining a business mindset over a solely private use mindset is key to your sanity and success.

If long range cruising is in your plans, placement in one of our international charter bases is an excellent consideration.  You can get your long term plans in place now at lower costs and with many personal benefits that include the use of yachts around the world, vacation programs, and substantial income generating programs. We partner with the world’s largest companies and can offer you multiple brands, including Beneteau, Lagoon, Fontaine Pajot, Bali and Dufour. 

Reviewing the considerations below will help determine your ability to be comfortable with yacht charter ownership.

Charter Yacht Ownership Considerations:

  • Is yacht ownership a personal goal of yours?
  • Can you use the tax benefits?
  • Will the wear and tear and others using your boat bother you?
  • What is your risk tolerance?
  • Do you want to travel to use your yacht vs. having your yacht local for more regular use?
  • Can you take advantage of  vacation exchange programs?
  • Are you interested in committing time to the yacht’s management vs. a more hands-off experience? (not all hands off!)

We’ve helped many people successfully operate their yachts as a business in California, Europe and the Caribbean. The programs we offer are the safest financially and give you the best revenue options either locally or internationally.

With us, you have a choice of placement areas – either local or international in 7 different countries or localities on the world.. We help you place your yacht in local sailing schools, bareboat charter fleets, in our Northern California skippered charter fleet or club, and internationally.

Charter Yacht Management Programs

One Company - One Complete Service

Our Charter Yacht Management programs are specifically designed for the private yacht owner who is looking for an exclusive and attentive yacht ownership experience that allows for the offset of expenses.  Our professional tax advisor can help you with an initial consult to see if this makes financial sense and can even work with your personal accountant to get them up to speed on this type of business operation.

Our goal is to help you successfully set up your boat business, meet your ownership goals, and be part of a fleet that fits your lifestyle and financial goals.

We have programs to suit all tastes and needs, from local programs for small sailboats to large skippered charter yachts operating almost anywhere in the world.

Our Skippered Charter Fleet on San Francisco Bay

If you’re wanting to own a boat in the San Francisco Bay area, but the time you have to use the yacht is keeping you from moving ahead, our Skippered Charter Fleet is the perfect solution. You can have a personal yacht locally and while you’re not suing it, it is making money in our skippered charter fleet.

Our fleet is used for day charters only and always with a vetted and US Coast Guard licensed captain. Your boat will have substantially less wear and tear than placing it in a traditional bareboat charter program. As part of your fleet benefits, your boat gets regular maintenance, cleanings and higher charter rates than a bareboat program.

Learn more about our fleet and download our Skippered Fleet Charter Placement Program 

We are the only private skippered charter fleet on the West Coast

Our fleet is both power yachts and sailing yachts. Larger yachts do very well in our fleet, as our charters are specialty charters for celebrations and special times in people’s lives. They are looking for luxury and spaciousness and our Beneteau and Lagoon brands fulfill their expectations.  We also partner with the local luxury hotels and provide unique and once in a lifetime guest experiences.

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International Charter Fleets

We are partnered with one of the most exclusive lifestyle charter companies in the world.  The major issues with charter placement away from your home base is having the secure knowledge that your asset is being cared for with utmost integrity and timeliness. Our partners must have the capabilities to provide first class service to remote owners and programs that guarantee the life and fitness of your yacht.

There is lots of marketing hype about international programs, but there are two basic programs offered., just a few different twists. The two programs for income generation have distinct differences from a tax standpoint. You choose the one that best aligns with your financial and time considerations.

Choose between:

  • Guaranteed income program that returns anywhere from 8-11% a year of the purchase price for up to 7 years (no tax benefits)
  • Traditional Yacht As A Business model where you actively manage your boat in the fleet, take all the tax benefits and earn as much as 13% of the purchase price per year.

For More Information Download Income Program Details

If you’ve dreamed of yacht ownership and having a boat in locations like the BVI’s, Croatia, Greece, Italy or even Thailand, we have a program for you.  You also have a choice of brands: Beneteau, Lagoon, Fontaine Pajot, Dufour, and Bali. See our download below for a detailed difference between the income programs.

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Mini Megayacht Ownership With Private Management

If you are desiring a larger yacht (over 60′) to operate as a luxury charter destination yacht, we have the experience and expertise to place you with the world’s most experienced and dedicated specialists. A mini-megayacht requires specialized knowledge and services to be able to navigate the world and be available in charter destination world wide.  You will want the customized services and hand-holding through the process of choosing and equipping the yacht to crew selection and itinerary.

You choose the charter locations based on where you want to be in the world. You decide the number of seasons your yacht spends in each location. Vacation with your family and friends and when you’re not on board your crew will take care of your paying guests and help offset operating costs.

For more information on private management and 2022 -2023 yacht availability please contact us directly. 

Learn how to successfully operate your boat as a business and make boating part of your lifestyle now.


Attend our monthly The Savvy Buyer’s Guide Webinar and learn all you need to know about charter yacht ownership, or call for a private consultation. Our webinars are on the first Wednesday of every month from 7pm to 8pm.

Sign up for our Savvy Buyer's Guide To Charter Yacht Ownership Webinar